增加你的储蓄,节省你的贷款.
你想完成什么? Whether you're saving to reach a specific goal or you're ready to make a big purchase, Arbor Financial is here to help members and their families throughout Michigan. 我们的价格是一流的.
As a not-for-profit credit union, our rates are structured to benefit you and all members.
Loan Rates
为你想要的东西融资.
Auto Loans
Take advantage of our loan rate structure to make big purchases, 对现有贷款进行再融资以进行储蓄, 去办信用卡什么的.
Year | Term | APR as low as* |
---|---|---|
2024-2023(高达100% LTV Max) | Up to 36 months | 6.49% |
37 - 48 months | 6.74% | |
49 - 60 months | 6.99% | |
61 - 72个月(电话查询详情) | 7.24% | |
73 - 84个月(详情请致电查询) | 8.49% | |
85 - 96个月(详情请致电查询)** | 9.74% | |
2022-2017(高达100% LTV Max) | Up to 36 months | 6.74% |
37 - 48 months | 6.99% | |
49 - 60 months | 7.24% | |
61 - 72个月(电话查询详情) | 7.49% | |
73 - 84个月(详情请致电查询) | 8.74% | |
85 - 96个月(详情请致电查询)** | 9.99% | |
2016 and older | Call for Rates |
*年费率(APR). Rates disclosed are the lowest rates available and are determined by your credit score and loan to value at the time of application. 可能更改的费率.
**85 - 96 month term is available to borrowers with a maximum vehicle age of two years, 最低贷款金额为45美元,000, 有了合格的信用. Call for details.
Motorcycle Loans
Take advantage of our loan rate structure to make big purchases, 对现有贷款进行再融资以进行储蓄, 去办信用卡什么的.
Year | Term | APR as low as* |
---|---|---|
2024-2023(高达100% LTV Max) | Up to 36 months | 7.49% |
37 - 48 months | 7.74% | |
49 - 60 months | 7.99% | |
61 - 72个月(电话查询详情) | 8.24% | |
73 - 84个月(详情请致电查询) | 8.74% | |
85 - 96个月(详情请致电查询)** | 9.99% | |
2022-2017(高达100% LTV Max) | Up to 36 months | 7.74% |
37 - 48 months | 7.99% | |
49 - 60 months | 8.24% | |
61 - 72个月(电话查询详情) | 8.49% | |
73 - 84个月(详情请致电查询) | 8.99% | |
85 - 96个月(详情请致电查询)** | 10.24% | |
2016 and older | Call for Rates |
RV, Boat, ATV, & Other Loans
Name | Term | APR as low as* |
---|---|---|
房车,船和汽车房屋贷款 | Up to 60 months | 8.74% |
61 to 84 months | 9.24% | |
85 to 120 months | 9.74% | |
121 to 180 months | 10.99% | |
ATV,雪地摩托,和泥土自行车贷款 | Up to 60 months | 8.74% |
*年费率(APR). Rates disclosed are the lowest rates available and are determined by your credit score and loan to value at the time of application. APRs are calculated on a loan amount less than or equal to $150,000. 可能更改的费率.
Fixed-Rate Mortgages
No Money Down & No PMI Mortgages
Please call 269.544.3105 for rates.
期限:30年,15年,10年,7年
Fixed-Rate Mortgages
可调利率抵押贷款
建筑,空地,联邦住房管理局,退伍军人事务部,农村发展贷款
固定房屋净值贷款
房屋净值信贷额度
Name | APR as low as* |
---|---|
房屋净值信贷额度 | 8.50% |
*年费率(APR). The APR is variable, based on Prime plus a margin determined by your credit score and the Loan-to-Value ratio of your home. 最高年利率为15%. 须经信贷审批. An Automated Valuation Model (AVM) will be used to determine equity on HELOC requests amounts less than $100,000. Members have the option to purchase an appraisal at their own cost if they disagree with the AVM value. 如有更改,恕不另行通知. 需要财产保险.
FlexLOC
Name | Term | APR as low as* | Interest Rate |
---|---|---|---|
FlexLOC | 11.25% |
* 2024年4月1日的价格. 年利率. Rates are variable. Qualification is based on an assessment of individual creditworthiness and our underwriting standard. 所有信用社贷款项目, rates, terms and conditions are subject to change at any time without notice. 并非所有申请人都符合资格. 更多信息请网赌最好最大平台.
Personal Loans
Term | APR as low as* |
---|---|
Up to 36 months | 10.99% |
37 to 60 months | 11.49% |
61 to 84 months | 12.99% |
*年费率(APR). The rate you receive will be determined by your credit score at the time of application and the term of your loan. 贷款须经信贷审批.
Credit Cards
Name | Term | APR as low as* |
---|---|---|
Advantage Visa Card | Open-end | 11.25% |
Rewards Visa Card | Open-end | 14.50% |
伏特奖励Visa卡 | Open-end | 14.50% |
* 2024年4月1日的价格. 年利率. Rates are variable. Qualification is based on an assessment of individual creditworthiness and our underwriting standard. 所有信用社贷款项目, rates, terms and conditions are subject to change at any time without notice. 并非所有申请人都符合资格. 更多信息请网赌最好最大平台.
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Auto Loans
Take advantage of our loan rate structure to make big purchases, 对现有贷款进行再融资以进行储蓄, 去办信用卡什么的.
Year Term APR as low as* 2024-2023(高达100% LTV Max) Up to 36 months 6.49% 37 - 48 months 6.74% 49 - 60 months 6.99% 61 - 72个月(电话查询详情) 7.24% 73 - 84个月(详情请致电查询) 8.49% 85 - 96个月(详情请致电查询)** 9.74% 2022-2017(高达100% LTV Max) Up to 36 months 6.74% 37 - 48 months 6.99% 49 - 60 months 7.24% 61 - 72个月(电话查询详情) 7.49% 73 - 84个月(详情请致电查询) 8.74% 85 - 96个月(详情请致电查询)** 9.99% 2016 and older Call for Rates *年费率(APR). Rates disclosed are the lowest rates available and are determined by your credit score and loan to value at the time of application. 可能更改的费率.
**85 - 96 month term is available to borrowers with a maximum vehicle age of two years, 最低贷款金额为45美元,000, 有了合格的信用. Call for details.
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Motorcycle Loans
Take advantage of our loan rate structure to make big purchases, 对现有贷款进行再融资以进行储蓄, 去办信用卡什么的.
Year Term APR as low as* 2024-2023(高达100% LTV Max) Up to 36 months 7.49% 37 - 48 months 7.74% 49 - 60 months 7.99% 61 - 72个月(电话查询详情) 8.24% 73 - 84个月(详情请致电查询) 8.74% 85 - 96个月(详情请致电查询)** 9.99% 2022-2017(高达100% LTV Max) Up to 36 months 7.74% 37 - 48 months 7.99% 49 - 60 months 8.24% 61 - 72个月(电话查询详情) 8.49% 73 - 84个月(详情请致电查询) 8.99% 85 - 96个月(详情请致电查询)** 10.24% 2016 and older Call for Rates -
RV, Boat, ATV, & Other Loans
Name Term APR as low as* 房车,船和汽车房屋贷款 Up to 60 months 8.74% 61 to 84 months 9.24% 85 to 120 months 9.74% 121 to 180 months 10.99% ATV,雪地摩托,和泥土自行车贷款 Up to 60 months 8.74% *年费率(APR). Rates disclosed are the lowest rates available and are determined by your credit score and loan to value at the time of application. APRs are calculated on a loan amount less than or equal to $150,000. 可能更改的费率.
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Fixed-Rate Mortgages
No Money Down & No PMI Mortgages
Please call 269.544.3105 for rates.
期限:30年,15年,10年,7年Fixed-Rate Mortgages
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可调利率抵押贷款
-
建筑,空地,联邦住房管理局,退伍军人事务部,农村发展贷款
-
固定房屋净值贷款
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房屋净值信贷额度
Name APR as low as* 房屋净值信贷额度 8.50% *年费率(APR). The APR is variable, based on Prime plus a margin determined by your credit score and the Loan-to-Value ratio of your home. 最高年利率为15%. 须经信贷审批. An Automated Valuation Model (AVM) will be used to determine equity on HELOC requests amounts less than $100,000. Members have the option to purchase an appraisal at their own cost if they disagree with the AVM value. 如有更改,恕不另行通知. 需要财产保险.
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FlexLOC
Name Term APR as low as* Interest Rate FlexLOC 11.25% * 2024年4月1日的价格. 年利率. Rates are variable. Qualification is based on an assessment of individual creditworthiness and our underwriting standard. 所有信用社贷款项目, rates, terms and conditions are subject to change at any time without notice. 并非所有申请人都符合资格. 更多信息请网赌最好最大平台.
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Personal Loans
Term APR as low as* Up to 36 months 10.99% 37 to 60 months 11.49% 61 to 84 months 12.99% *年费率(APR). The rate you receive will be determined by your credit score at the time of application and the term of your loan. 贷款须经信贷审批.
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Credit Cards
Name Term APR as low as* Advantage Visa Card Open-end 11.25% Rewards Visa Card Open-end 14.50% 伏特奖励Visa卡 Open-end 14.50% * 2024年4月1日的价格. 年利率. Rates are variable. Qualification is based on an assessment of individual creditworthiness and our underwriting standard. 所有信用社贷款项目, rates, terms and conditions are subject to change at any time without notice. 并非所有申请人都符合资格. 更多信息请网赌最好最大平台.
Deposit Rates
The roots of success start with reliable savings rates from Arbor Financial.
Savings Rates
Name | Minimum Balance | APY* |
---|---|---|
Primary Savings** | $5 | 0.05% |
Volt网赌最好最大平台储蓄账户*** | $5 - $1,000 | 3.00% |
Volt网赌最好最大平台储蓄账户*** | $1,000.01 or more | 0.05% |
探险家俱乐部储蓄*** | $5 | 0.05% |
IRA Savings Account | up to $24,999.99 | 0.30% |
IRA Savings Account | $25,000 - $99,999.99 | 0.40% |
IRA Savings Account | $100,000 or more | 0.60% |
Special Savings | $5 | 0.05% |
Premier Savings1 | $0-14.999.99 | 1.50% |
Premier Savings1 | $15,000 or more | 3.00% |
* Annual Percentage Yields (APYs) earned on Arbor Financial Credit Union's savings programs are calculated by the daily balance method. For savings accounts, dividends are compounded and paid quarterly. Dividend rate and APY may change at any time as determined by the Board of Directors. 所示APY为2024年4月1日的准确数据.
** Balances of $100.00或更多的人可以获得股息. 最低余额为5美元.为维持会员资格,须缴交00元. 费用可能会减少账户上的收入.
***最低余额为5美元.为维持会员资格,须缴交00元. View Fee Schedule.
1. Annual Percentage Yield (APY) calculated by the daily balance method. 股息按季度复利支付. APY是可变的,可能随时发生变化. 费用可能会减少帐户上的收入. 所示APY为2024年3月1日的准确数据. 每位会员一个优享储蓄帐户.
Checking Rates
Name | Minimum Balance | APY* |
---|---|---|
Momentum Checking+ | 10-19借记卡购买$0 - $15,000 | 0.75% |
Momentum Checking+ | 20+借记卡购买$0 - $15,000 | 4.00% |
Free Checking | $0 | N/A |
Premier Checking** | $2,500 - $24,999.99 | 0.05% |
Premier Checking** | $25,000 - $99,999.99 | 0.10% |
Premier Checking** | $100,000 or more | 0.20% |
Select Checking*** | $0- $249,999.99 | 0.01% |
Select Checking*** | $250,000 or more | 3.50% |
* Annual Percentage Yield (APY) earned on Arbor Financial Credit Union's checking programs are calculated by the daily balance method. 股息按月复利支付. 股息率和年利率是可变的,可能随时发生变化. 所示APY为2024年4月1日的准确数据.
**余额为$2,500或以上可获得股息. 你必须保持每天2美元的最低余额,在你的账户里存500美元,以避免每月的维护费. 费用可能会减少帐户上的收入.
+ Debit card purchases must post to your account during the calendar month. ATM交易不适用. To earn interest, you must meet the following requirements: direct deposit of $500 or more, 这个月至少刷了10次借记卡, 并登记在遗产管理中. 超过15,000美元的余额不支付利息. 每位会员一个动量支票帐户.
***Annual Percentage Yield (APY) earned on Arbor Financial Credit Union's checking programs are calculated by the daily balance method. 股息按月复利支付. The dividend rate and APY are variable and may change at any time. 费用可能会减少帐户上的收入. 所示APY为2024年4月1日的准确数据. 每日余额为25万美元或以上的利息. 如果余额低于25万美元,你将赚0.01%.
Money Market Rates
Name | Minimum Balance | APY* |
---|---|---|
Golden Money Market | $500.00 or more | 0.05% |
最大货币市场 | $500 - $49,999.99 | 0.05% |
最大货币市场 | $50,000.00 - $99,999.99 | 0.15% |
最大货币市场 | $100,000.00 - $199,999.99 | 0.20% |
最大货币市场 | $200,000.00 - 299,999.99 | 0.35% |
最大货币市场 | $300,000.00 - 399,999.99 | 1.00% |
最大货币市场 | $400,000.00 - 499,999.99 | 2.00% |
最大货币市场 | $500,000.00 and above | 3.00% |
* Annual Percentage Yield (APY) earned on Arbor Financial Credit Union's money market accounts are calculated by the daily balance method. 股息按季度复利支付. 股息率和年利率是可变的,可能随时发生变化. 所示APY为2024年4月1日的准确数据. Transactions are limited to six withdrawals or transfers by means of pre-authorized, automatic, 或电话转接, or by check, draft, 或者每个日历月从你的账户中提取借记卡.
Certificate Rates
Deposit | $500 - $29,999.99 | $30,000 - $69.999.99 | $70,000 - $124,999.99 | $125,000+ |
---|---|---|---|---|
Term | APY* | APY* | APY* | APY* |
6 Month | 1.00% | 1.25% | 1.50% | 1.75% |
12 Month | 1.15% | 1.40% | 1.65% | 1.90% |
24 Month | 1.25% | 1.50% | 1.75% | 2.00% |
36 Month | 1.40% | 1.65% | 1.90% | 2.15% |
48 Month | 1.50% | 1.75% | 2.00% | 2.50% |
60 Month | 1.65% | 1.95% | 2.15% | 2.65% |
84 Month | Call For Rates | |||
120 Month | Call For Rates |
*Annual Percentage Yields (APYs) earned on certificates are calculated by the actual daily balance method and are paid and compounded monthly. 最低存款余额为500美元. 提前提款会受到处罚,而且会减少收入. 房价及优惠如有更改,恕不另行通知. 所示APY为2024年3月1日的准确数据. Insured by NCUA. Membership required.
Traditional, Roth, & IRA Rates
Deposit | $500 - $29,999.99 | $30,000 - $69.999.99 | $70,000 - $124,999.99 | $125,000+ |
---|---|---|---|---|
Term | APY* | APY* | APY* | APY* |
6 Month Certificate | 1.00% | 1.25% | 1.50% | 1.75% |
12 Month Certificate | 1.15% | 1.40% | 1.65% | 1.90% |
24 Month Certificate | 1.25% | 1.50% | 1.75% | 2.00% |
36 Month Certificate | 1.40% | 1.65% | 1.90% | 2.15% |
48 Month Certificate | 1.50% | 1.75% | 2.00% | 2.50% |
60 Month Certificate | 1.65% | 1.95% | 2.15% | 2.65% |
84 Month Certificate | Call For Rates | |||
120个月证书 | Call For Rates |
*Annual Percentage Yields (APYs) earned on certificates are calculated by the actual daily balance method and are paid and compounded monthly. 最低存款余额为500美元. 提前提款会受到处罚,而且会减少收入. 房价及优惠如有更改,恕不另行通知. 所示APY为2024年3月1日的准确数据. Insured by NCUA. Membership required.
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Savings Rates
Name Minimum Balance APY* Primary Savings** $5 0.05% Volt网赌最好最大平台储蓄账户*** $5 - $1,000 3.00% Volt网赌最好最大平台储蓄账户*** $1,000.01 or more 0.05% 探险家俱乐部储蓄*** $5 0.05% IRA Savings Account up to $24,999.99 0.30% IRA Savings Account $25,000 - $99,999.99 0.40% IRA Savings Account $100,000 or more 0.60% Special Savings $5 0.05% Premier Savings1 $0-14.999.99 1.50% Premier Savings1 $15,000 or more 3.00% * Annual Percentage Yields (APYs) earned on Arbor Financial Credit Union's savings programs are calculated by the daily balance method. For savings accounts, dividends are compounded and paid quarterly. Dividend rate and APY may change at any time as determined by the Board of Directors. 所示APY为2024年4月1日的准确数据.
** Balances of $100.00或更多的人可以获得股息. 最低余额为5美元.为维持会员资格,须缴交00元. 费用可能会减少账户上的收入.
***最低余额为5美元.为维持会员资格,须缴交00元. View Fee Schedule.
1. Annual Percentage Yield (APY) calculated by the daily balance method. 股息按季度复利支付. APY是可变的,可能随时发生变化. 费用可能会减少帐户上的收入. 所示APY为2024年3月1日的准确数据. 每位会员一个优享储蓄帐户.
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Checking Rates
Name Minimum Balance APY* Momentum Checking+ 10-19借记卡购买$0 - $15,000 0.75% Momentum Checking+ 20+借记卡购买$0 - $15,000 4.00% Free Checking $0 N/A Premier Checking** $2,500 - $24,999.99 0.05% Premier Checking** $25,000 - $99,999.99 0.10% Premier Checking** $100,000 or more 0.20% Select Checking*** $0- $249,999.99 0.01% Select Checking*** $250,000 or more 3.50% * Annual Percentage Yield (APY) earned on Arbor Financial Credit Union's checking programs are calculated by the daily balance method. 股息按月复利支付. 股息率和年利率是可变的,可能随时发生变化. 所示APY为2024年4月1日的准确数据.
**余额为$2,500或以上可获得股息. 你必须保持每天2美元的最低余额,在你的账户里存500美元,以避免每月的维护费. 费用可能会减少帐户上的收入.
+ Debit card purchases must post to your account during the calendar month. ATM交易不适用. To earn interest, you must meet the following requirements: direct deposit of $500 or more, 这个月至少刷了10次借记卡, 并登记在遗产管理中. 超过15,000美元的余额不支付利息. 每位会员一个动量支票帐户.
***Annual Percentage Yield (APY) earned on Arbor Financial Credit Union's checking programs are calculated by the daily balance method. 股息按月复利支付. The dividend rate and APY are variable and may change at any time. 费用可能会减少帐户上的收入. 所示APY为2024年4月1日的准确数据. 每日余额为25万美元或以上的利息. 如果余额低于25万美元,你将赚0.01%.
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Money Market Rates
Name Minimum Balance APY* Golden Money Market $500.00 or more 0.05% 最大货币市场 $500 - $49,999.99 0.05% 最大货币市场 $50,000.00 - $99,999.99 0.15% 最大货币市场 $100,000.00 - $199,999.99 0.20% 最大货币市场 $200,000.00 - 299,999.99 0.35% 最大货币市场 $300,000.00 - 399,999.99 1.00% 最大货币市场 $400,000.00 - 499,999.99 2.00% 最大货币市场 $500,000.00 and above 3.00% * Annual Percentage Yield (APY) earned on Arbor Financial Credit Union's money market accounts are calculated by the daily balance method. 股息按季度复利支付. 股息率和年利率是可变的,可能随时发生变化. 所示APY为2024年4月1日的准确数据. Transactions are limited to six withdrawals or transfers by means of pre-authorized, automatic, 或电话转接, or by check, draft, 或者每个日历月从你的账户中提取借记卡.
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Certificate Rates
Deposit $500 - $29,999.99 $30,000 - $69.999.99 $70,000 - $124,999.99 $125,000+ Term APY* APY* APY* APY* 6 Month 1.00% 1.25% 1.50% 1.75% 12 Month 1.15% 1.40% 1.65% 1.90% 24 Month 1.25% 1.50% 1.75% 2.00% 36 Month 1.40% 1.65% 1.90% 2.15% 48 Month 1.50% 1.75% 2.00% 2.50% 60 Month 1.65% 1.95% 2.15% 2.65% 84 Month Call For Rates 120 Month Call For Rates *Annual Percentage Yields (APYs) earned on certificates are calculated by the actual daily balance method and are paid and compounded monthly. 最低存款余额为500美元. 提前提款会受到处罚,而且会减少收入. 房价及优惠如有更改,恕不另行通知. 所示APY为2024年3月1日的准确数据. Insured by NCUA. Membership required.
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Traditional, Roth, & IRA Rates
Deposit $500 - $29,999.99 $30,000 - $69.999.99 $70,000 - $124,999.99 $125,000+ Term APY* APY* APY* APY* 6 Month Certificate 1.00% 1.25% 1.50% 1.75% 12 Month Certificate 1.15% 1.40% 1.65% 1.90% 24 Month Certificate 1.25% 1.50% 1.75% 2.00% 36 Month Certificate 1.40% 1.65% 1.90% 2.15% 48 Month Certificate 1.50% 1.75% 2.00% 2.50% 60 Month Certificate 1.65% 1.95% 2.15% 2.65% 84 Month Certificate Call For Rates 120个月证书 Call For Rates *Annual Percentage Yields (APYs) earned on certificates are calculated by the actual daily balance method and are paid and compounded monthly. 最低存款余额为500美元. 提前提款会受到处罚,而且会减少收入. 房价及优惠如有更改,恕不另行通知. 所示APY为2024年3月1日的准确数据. Insured by NCUA. Membership required.